Adding a teen driver can be stressful — and expensive — if you’re not prepared. From coverage choices to common mistakes parents make, this article breaks down what really matters when insuring teen drivers and how families can manage risk without cutting corners.

Meeting the legal minimum doesn’t always mean you’re protected. State minimum auto insurance is designed to satisfy the law — not cover real-world accident costs. This article explains why minimum limits often fall short and what higher coverage really does for you.